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Channel: bankruptcy attorney in dayton – David J. Smith Attorney Estate & Bankruptcy
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Financial Peace of Mind

Obtain Financial Peace of Mind Through Bankruptcy I do what I do because I love hearing a relieved client tell me that they are finally going to be able to sleep at night, or feel as if they are 20...

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Heard a Bankruptcy Myth – Don’t Believe It!

  The Creatures of the Court and Tales of Discharge -  Bankruptcy Myths Debunked No area of law is more fraught with myths than bankruptcy law.  When you are considering filing you will hear all kinds...

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Credit Counseling Requirements in Bankruptcy

A Requirement of Filing: Credit Counseling Class In 2005 Congress adopted new bankruptcy laws known as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), one of the...

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Bankruptcy Basics: Types of Bankruptcy Filings

Educate Yourself on the Basics of Bankruptcy If you are looking to educate yourself on the basics of bankruptcy, below is a link to a short video from the United States Court web-site. Bankruptcy...

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The Dayton Bankruptcy Attorney: Objections to Discharge

Creditors Last Line of Defense in Bankruptcy – Objections to Discharge Discharge of debts is the primary purpose for filing bankruptcy; bankruptcy language for “getting rid of debt you can no longer...

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The Bankruptcy “Means Test” And You

Under the The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) a mathematical formula called the “Means Test” helps establish who can declare Chapter 7 bankruptcy.  Before...

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Undue Hardship – The Key to Discharging Student Loans

Most clients that come into my office understand that discharging student loans is not likely to happen.  However, this is not entirely true.  If the debtor can prove “undue hardship” their student...

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Home Ownership – Buying a Home After Bankruptcy

One concern clients have when considering filing for bankruptcy protection is whether they will ever be able to obtain credit in the future.  Buying a home after bankruptcy is a goal of most clients;...

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The Collection of Credit Card Debt…And Bankruptcy

When dealing with Credit Card Debt a common question is “how long does the credit card company have to collect on the money that I owe?”  The short answer is that the statute of limitations in Ohio for...

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How To Put Together Your List Of Creditors

Filing bankruptcy requires you to file certain information with the United States Bankruptcy Court.  One of these documents is the mailing matrix or list of creditors.  It is in your best interest to...

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Median Family Income for Cases Filed On or After November 1, 2015

The Median Family Income  in Ohio amount is a dollar amount that is very important when trying to figure out whether you can file a Chapter 7 bankruptcy case.  When discussing or researching...

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Bankruptcy: Post-Filing Do's and Don'ts

If I have already filed for Chapter 7 bankruptcy protection, there are some important Do’s and Don’ts which come into play during the pendency of your case. DO continue making payments on vehicles...

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Financial Peace of Mind

Obtain Financial Peace of Mind Through Bankruptcy I do what I do because I love hearing a relieved client tell me that they are finally going to be able to sleep at night, or feel as if they are 20...

View Article


Image may be NSFW.
Clik here to view.

Heard a Bankruptcy Myth – Don't Believe It!

  The Creatures of the Court and Tales of Discharge –  Bankruptcy Myths Debunked No area of law is more fraught with myths than bankruptcy law.  When you are considering filing you will hear all kinds...

View Article

Image may be NSFW.
Clik here to view.

Credit Counseling Requirements in Bankruptcy

A Requirement of Filing: Credit Counseling Class In 2005 Congress adopted new bankruptcy laws known as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), one of the...

View Article


Image may be NSFW.
Clik here to view.

The Dayton Bankruptcy Attorney: Objections to Discharge

Creditors Last Line of Defense in Bankruptcy – Objections to Discharge Little stands in the way of a debtor who has passed the multiple hurdles in bankruptcy from discharging all of their unsecured...

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Clik here to view.

The Bankruptcy "Means Test" And You

Under the The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) a mathematical formula called the “Means Test” helps establish who can declare Chapter 7 bankruptcy.  Before...

View Article

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